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When it’s time to buy property in Guildford or anywhere else, it’s important to understand the terms used by estate agents and mortgage lenders. The better you understand the house-buying process, the more smoothly it will run. Let’s take a closer look at loan to value, also known as LTV.

Approximately 1% of Surrey homes are standing empty. This situation generates a range of problems for the Surrey property market, but did you know it can create problems for the owners of these properties too? In this blog, we look at the reasons behind properties standing empty, why it’s a problem and what you can do if you’re the legal owner of a vacant property.

The last two years have seen an increase in the number of first-time buyers taking out long-term mortgages. Some of these are as long as thirty-five years, which will take the homeowners well into retirement. However, we can see how these longer-term mortgages can help people get onto the property ladder, and boost the property marketing generally. In this blog, we look at the pros and cons of mortgages that you might still be paying off into retirement, and what this means for the property market.

Buying a property with sitting tenants has many advantages, but it’s not entirely straightforward. And if you want to sell a property with sitting tenants, there are certain matters you should consider before you put it on the market. In this blog, we look at some of the points landlords should consider before selling or buying property with tenants in situ.

If you have property to sell, it’s always worth considering an independent estate agent instead of one of the big high street names. Cobbles is an independent agent – we love the freedom it gives us to provide the best possible service to our property vendors. Here are some of the advantages of working with an independent agent when you sell property in Guildford:

Why move to Guildford? Because it’s lovely! But of course we’d say that – we’re Guildford-based estate agents and we love promoting the area. Guildford is also a great choice because it has good transport links, good schools and you get quite a lot of space for your money. Let’s take a closer look.

“How long does it take to sell a house?” is a common question that sellers ask. In fact, different stages of the house buying process take different lengths of time. In this blog, we’ll explore how long each stage takes on average, and what you can do to keep the process running smoothly.

A 2022 survey by an estate agency chain revealed that location plays a part in 85% of house sales. With these kinds of figures reflecting property selling trends, we can all see that a home’s location is not something to ignore. In this blog, we look at why location matters, and how sellers can make the most of location when they’re selling property.

“What are the costs of selling a house?” is a question that is sometimes overlooked when property owners make the decision to sell. However, it is important to bear the costs in mind so you can be sure you’re making the right decision before you put your house on the market. In this blog, we look at the most common costs associated with selling a house in the UK. With this information, we hope you’ll be able to make the right decision and avoid any unpleasant surprises.

Whether you’re new to letting property or you’re just looking for a better way, you might be wondering whether you need a property manager. We believe the answer is yes. It shouldn’t just be a financial decision – it’s also a good idea to consider factors like how quickly property issues are resolved, and whether you have the head space to manage a property alongside your other commitments. In this blog, we look at what property management involves, and why it’s usually better to leave it to the experts.